Get home loan approval at lowest interest rates & it is start from 7.20% per annum floating and reducing with lowest processing fees, no hidden charge, loan amount start from Rs. 10 Lakhs to Rs. 25 Crore with simple documents, avail your instant principle approval, instant support and door step service. Home Loan available for Salaried, Self-employed, Self-employed Professionals and NRI customers in Pan India Cities.
A home loan is a loan that have endues to purchase of residential flat, bungalow, residential plot or plot purchase plus construction loans. So in this loan buying property will mortgage with loan provider banks or housing finance company, hence it is a secured loan by collateral property. Home Loan is the second largest demanding loan product available in financial market in India.
1) Complete your application details in given apply form as per the KYC and other documents, we suggest you to complete your application field in one go it will provide you instant decision.
2) Update your individual & your other co applicant net income details if required, customer can club up to four co-applicants to enhance the loan amount eligibility as per the requirement.
3) Get best offers from market from Finserv One team and complete you application login process after selecting the bank or housing finance option with the help of Finserv One team.
4) Upload your scan copy of KYC & income documents in PDF format on our platform to complete your digital login or physical copy of required documents and complete the signing process on all KYC and income documents along with bank loan application form provided by Finserv One team.
5) Get dedicated support from our support team, our team will update you time to time about customer appointment for doing various verification like Property legal report, valuation report and other personal discussion with credit team, it will provide timely approval & disbursement.
|Documents Required||Salaried Customers||Self Employed Customers|
|Application Form||Signed by customer along with photographs||Signed with photographs with rubber stamp if required|
|Identity Proof||Clear Copy of PAN card Self signed||Copy of PAN card self-signed|
|Certificate and Proof of Business Existence||Not applicable||PAN, GST registration, Copy of partnership deed, Shop act, Trade license, Certificate of practice, Registration certificate issued by government|
|Current Address Proof||Copy Passport, Driving License, Election ID card, Electricity/ Telephone/ Mobile bill/ Bank statement (not more than 3 months old)||Bank statement, Utility bill, Reg, Lease or rent agreement, TAN allotment letter, Passport, Driving Licence, Voter ID card, Phone bill, Property bill|
|Office Address Proof||Not Applicable||Utility Bill, Bank Statement, Reg. Lease Rental Agreement|
|Income Proof||Form 16, Latest 6 months’ salary slip & Latest 6 months bank statement, Previous Job experience proof if required||Last 2 years ITR, Last 12 months bank statement ( ITR is not mandatory)|
|Property Documents||Past title chain if resale or builder master file – Conveyance deed, Sales deed, Allotment letter, Possession letter, Latest property tax receipt, Copy of approved plan for construction/ extension
(As per the property legal requirement by bank )
Latest Draft Agreement, down payment receipt & down payment clearance proof as bank statement
PAN Card Copy
Last 6 months bank A/C statement
Passport size photograph of the applicant & co-applicant
Age proof of co-applicant
Residence Address Proof